Welcome and Happy New Year! This is going to be an exciting and wonderful year; I can just feel it. I’m so glad you have decided to join me on this journey – retirement can be the best part of your life and I’d like to help you make it so.
Over time, I’ll be covering a lot of ground in these posts. Here’s an interesting exercise: Do a Google search for “retirement advice.” By far, the vast majority of websites that come up will be about the financial aspects of retirement. Of course, that’s important, but that’s not all there is to it!
I retired nine years ago, but long before that, I started keeping a loose-leaf notebook on the topic of retirement. I added to the notebook very frequently, including newspaper articles, scribblings of thoughts I had on different retirement-related topics, notes about books to read, pictures of cruise ships and sunsets, at least nineteen magazine articles with titles like “10 Best Places to Retire” and “Should You Retire Overseas?” and lots of other material. Once I converted to an electronic notebook, it became clear that the information I was collecting fell into four major categories.
Financial: Yes, this is probably the one thing that most people wrestle with and where most sources of retirement advice are focused. How much money do I need to retire comfortably? If I don’t have enough, what should I do? Should my financial strategies and plans change once I actually retire?
But there are three additional, very important categories.
Health: Although most people concentrate on the financial aspects of retirement, health (both physical and mental health) is every bit as important. If you are lucky enough to be in good health, that’s wonderful and, of course, you want to keep it that way as long as possible. But it’s also good to know that health issues do not have to stop you from having a successful retirement.
Location: Stay where you are or move? This can be one of the most complicated and difficult retirement decisions to make. It involves family connections, friends, climate, ability to travel, available activities, the rent/buy decision, and many other challenging issues. And once you make a decision about where to live, you may want to, or have to, make it again in the future.
Activities and relationships: Staying active and staying engaged with others are two of the best things we can do for ourselves in retirement. We all need to have interesting and fulfilling ways to spend our time, especially in the company of others. These are the things that make us want to get up in the morning and to look forward to each day. How do we want to spend the rest of our lives?
I will be publishing a blog post at least once a week. If you would like to be notified about a new post, please feel free to give me your email address (see below). Each post will be tagged with a category so if you need to, you can find them all again easily.
In addition to blog posts, you will also find a Resource Library on our site. This will be a constantly growing collection of materials, including pointers to other helpful websites, books that I have found useful, videos and other media that do a good job with retirement topics, and publications of my own. For example, I am writing (soon to be finished, I hope) an e-book for baby boomers called The Ten Most Important Technology Things You Need to Know How to Do. In order to have access – completely free – to the Resource Library, you need only give me your email address. Once I have that, I’ll send you the password.
If you have any questions or comments, please do get in touch! I can be reached at linda (at) retirementforbabyboomers (dot) com.
I'm Linda Fleit. My husband and I were lucky enough to retire when we were 61, about nine years ago. We love being retired and want to share all that we've learned over the years about this wonderful stage of life.